Tips For Buying A New Or Used Car Not everyone feels the same about the process of buying a vehicle, although everyone loves the new car smell of the dealership. Research will help you end up happy after your purchase. Use the advice that follows to make a great choice for your next automobile. When you are going to buy a car, you need to know ahead of time which features are essential for you in the car. Have a clear picture of what you want, so you can search for the right price as well as the right car for your needs. Never, ever skip the test drive when you are car shopping. You have to get behind the wheel of that car and see how it feels before committing to a buying it. Make sure you try a variety of driving conditions, including surface streets and interstate driving. Do not forget to try pulling it into a parking space in a shopping center. Visit your local bank and get pre-approved for a car loan. This one step cannot only save you a lot of time at dealership, but it will also save you money most of the time. You can negotiate your interest rate more effectively thus, lowering your overall payment, by getting a loan at your bank. Before going to a dealership, you should apply for a car loan. Getting a car from a dealership takes a long time because your dealer needs to find you a loan. The entire process will be quicker if you walk in with a loan already. Find out how much it will cost to insure a specific vehicle before you purchase it. Insurers charge a lot more to insure sports cars than other vehicles. Even the color of the car can influence the insurance cost. Once you have already paid for the car you must do your research to guarantee that you are not surprised. Find out about the different warranties that are available. You do not want to spend a couple thousand dollars on a warranty that is not going to cover the repairs that commonly occur. Instead, shop outside of the dealership to find one that will cover the repairs at a better price. If you plan to trade in your old car, find out how much it's worth and factor that into your budget. If you think, your car is worth a lot, and it's not, you may be in for a shock when you reach the lot. Before you leave your house is the key, knowing as much as possible. Never agree to pay the asking price! There are few cars for sale out there that do not have some room for negotiation in the price. When you have researched the vehicle, inspected it and given it your approval, negotiate the final price based off your findings. Do not settle on a price until you are happy with your investment. Figure out how much you can afford on a car payment before you get there. If you wait, your eyes will be big, and you will be willing to pay anything to get what you want. Start out with a firm figure and do not allow yourself to be moved by anything the salesman says. Remember that a salesman wants nothing more than to earn commission and meet a quota. This point can get lost in the face of a good salesperson, even though it seems obvious. Beware the extras and add-ons that can get tacked on at the end of a sale. Even a car that's cheap can get additions that cost quite a bit of money. Watch out for dealership advertising fees. These are often tacked on to new car purchases, and you should not have to pay them. Car dealerships have to advertise as part of doing business, and many shoppers who challenge this fee will win. If your salesman will not remove this fee, ask to speak with a manager. If you are a female shopper and feel as though the dealership is looking down on you, exercise your right to shop elsewhere. Many dealers still have the idea that women are uninformed emotional shoppers. Prove them wrong by informing yourself and dealing only with salesmen who respect you regardless of gender. You need to make sure you get a record of any accidents it may have had with previous owners if you're buying a used vehicle. Just because a car looks good doesn't mean that it's in tip-top shape. The dealerships have a nasty habit of making things look better than they really are. You might want to head to a different location if you see two price stickers on a car in a lot. This is a sign of a high pressure sales force who wants you to buy all the whistles and bells. You can stay, but you may not get the best deal there, if you think you can withstand their tactics. Make a list of the cars that interest you. Once you know what kind of cars you like, you can begin narrowing the list down by price, features and reliability. It will make it easier for you to find the car that will suite your needs at a price that you can afford to pay. try, rule and purchase your vehicle towards the end of the month, as a general rule. While most dealers are always motivated to sell you a car, they will be particularly willing to give you a deal towards the end of the month, when they have to reach their quota. When you get financing from a dealership, you must scrutinize the contract you are offered. You need to know how much you're being given, what the interest rate is, how soon it is due in full, how much the payments are, when the payments are due, what happens when you miss a payment, etc. There are some tricks to know when buying a car however, it does not have to be a nightmare. Find all the information you can on how to handle the purchase and tie it in with what you have learned here. 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