Tips For Buying A New Or Used Car Have you decided that it's time to get a new or used car? Are you not sure what you can do to make shopping for one less stressful? If so, you are in the right place. Here you'll go over a few of the things you need to think of when you go car shopping, so read along. You should always get a CarFax report if you are in the market for a used car. The CarFax report will let you know if the car has been in an accident. If the car has been in an accident, you probably want to keep searching and not buy that car. Never, ever skip the test drive when you are car shopping. You have to get behind the wheel of that car and see how it feels before committing to a buying it. Make sure you try a variety of driving conditions, including surface streets and interstate driving. Do not forget to try pulling it into a parking space in a shopping center. Have a clear understanding of what those upgrades will cost you. Those options can add a significant amount to the price of your car, even though purchasing the fancy stereo, leather seats and DVD player might be appealing. Take some time to think about how much you really need the upgrades, and only purchase the ones you will use the most. Figure out how much you can afford on a car payment before you get there. If you wait, your eyes will be big, and you will be willing to pay anything to get what you want. Start out with a firm figure and do not allow yourself to be moved by anything the salesman says. Be careful about who you give your precious social security number to. Dealers run your credit as soon as they are able to. If, in the end, you decide to purchase elsewhere, you may not get the best deal if too many dealerships have run a credit check on you. Wait until you know you have a deal ironed out before you offer your Social Security number. Make sure you stay silent about any trade-ins. Wait to discuss your trade-in until after you have negotiated the sales price of your new car. The value of the trade If they know you have one before you start negotiating, -in will almost certainly be added into your purchase price. Do not be turned off from a car because it is used. Most people would like nothing more than to buy a brand new, shiny car. But, is this really feasible for your financial situation? Many used cars are perfectly fine and will not break your back nearly as much as a new car will. When you start shopping, it can be helpful to invite an objective friend to accompany you. They will allow you to see mistakes so you're not making a decision based on emotion. Also, they can point out the deficiencies of the car. Don't buy a car online from someone without checking and going it out first. If you are not mechanically inclined, bring someone that is. Also be wary of deals that seem too good to be true. People will take advantage of you if you're not good with cars, so try to bring along someone that knows about them. See if you can negotiate on other terms if the price of a car is non-negotiable. Some dealerships will agree to provide several months' worth of free gasoline or a year of free oil changes, for instance. If a salesman can sweeten the deal, it never hurts to ask. Educate yourself about incentives before embarking on the negotiation process. Know about rebates, loan rates, incentive programs, trade-in values and warranties. If you know what they are offering before you walk into the dealership to buy your car, you will be able to haggle better. Take fuel economy into account when calculating the cost of a vehicle. When you are determining your monthly car payments, figure out how much you'll end up paying for gas each month based on the fuel economy of the car. A more expensive fuel-efficient car and a less-expensive gas guzzler may end up costing you the same amount out of pocket each month after you've figured in the amount you'll spend on gas. When purchasing a car, be wary of the age and mileage warranty of the vehicle. In most cases, you are likely to hit the mileage first so make sure you understand exactly how long you are likely to be covered before making a decision on what vehicle you will purchase. If you're buying a used vehicle, you need to make sure you get a record of any accidents it may have had with previous owners. Just because a car looks good doesn't mean that it's in tip-top shape. The dealerships have a nasty habit of making things look better than they really are. Be responsible when buying a used car. Even if all the statistics on the brand and model you are buying are excellent, you do not know how the car was maintained. Get a qualified mechanic to check it for you. They can spot major issues that you need to avoid before purchase. Know what your budget is before you start shopping for a car. This way, you can avoid any letdown when you find a car that you like but cannot afford. Do not spend anything more than 20 percent of your income on all the household vehicles, including the cost of insurance. Do some advanced preparation before shopping for your car. Start improving your credit now if you anticipate having to replace your current vehicle in a year or two. Also begin saving whatever you can toward a down payment. By planning in advance, you can be in a good position to get a great deal. Buying a new car can be quite the hassle if you don't know what you are doing, as was stated in the beginning of this article. Use the tips mentioned in the article above so that you end up with a car you can be proud of. 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