Shopping For A Car? Here Are Some Tips There is no denying the fact that purchasing a car can be a nerve-wracking, stress-filled experience. Before you make a decision and spend a great amount of money on a vehicle, it pays to acquire a bit of knowledge on the subject. Keep the tips that follow close at hand, and you will have what it takes to make an optimal decision. Do not pay for lots of extras when you are buying a car. Sure, do you really need them, even though it would be nice to have a lot of fun features in your new car? Every toy or gadget you add jacks up the price of the car considerably. Figure out what you really need, and just stick to that. Check out the maker's site if you want to customize your car. While the cars on the dealership lot may be the kind of car, you want, a number of car manufacturers give you the opportunity to customize the car a bit with color and features. You may have to wait a few weeks more to get your car, but it might be worth it. When negotiating a deal on your new car, have online information in hand. There are many sites that will provide you with things like invoice incentives and pricing, and this information can prove valuable as you negotiate your price. Print it out and bring it to the car dealership, so there is no question about the accuracy of what you are saying. Before turning over your older vehicle, research trade-in prices. Be armed with the proper value ahead of time if you are planning on trading in your current vehicle to go towards the purchase price of your new one. Checking prices online or using the Kelley Blue Book. Just make sure you are checking the wholesale price, not retail. Or any other monetary exchanges, get the cost on the car in stone before you discuss trade-ins. Those are things that ought to further reduce the best price obtained. This ensures you get a real deal. Before you purchase it, find out how much it will cost to insure a specific vehicle. Insurers charge a lot more to insure sports cars than other vehicles. Even the color of the car can influence the insurance cost. Once you have already paid for the car you must do your research to guarantee that you are not surprised. A great tip for those looking to buy a used car would be to research what the resale value of the car is. Look at the Kelly Blue Book value and compare it to the condition that the vehicle is currently in to see whether or not the price is fair. When purchasing a car, do not fall for the salesman's ploy that you must make a deal now to get the special pricing. Instead, tell the salesman you are going to get something to eat and will return in an hour. This will allow time for your emotional attachment to lessen making you able to negotiate the best terms and price. Find out all you can about rebates. You can either get a cash rebate, low loan interest rate or the dealer themselves gets the rebate in cash. It is the manufacturer who offers these rebates, not the dealership. This will only be available on cars available on the lot, of course. Salespeople simply want to maximize their profit. It may be obvious, but a good salesperson may hide this fact. Avoid falling for additional fees and unnecessary packages that often are added to the selling price. Sometimes, you may face many charges that can jump up into the thousands. When it comes to purchasing a car, whether new or pre-owned, you need to beef up on your negotiation skills. Cars are intentionally marked up because the sellers understand that a negotiation must take place. So make sure you NEVER pay sticker price for your vehicle and if you can't haggle, get someone to do it for you. When you are looking for a used vehicle, you should avoid any cars with high mileage. You really don't know, although people will tell you that they drove on the highway or that they drove responsibly. Even if you like the car, avoid buying it if the mileage is too high. Before buying a car, consider the cost of insurance. You will probably need comprehensive coverage, in addition to liability protection, if you are financing the car. Some cars cost significantly more to insure than others. Avoid any surprises by asking your insurance company for a quote before you sign any paperwork. Always be leery of any used car dealers on the side of the road. These dealers almost always have a less than reputable reputation. The cars they sell could have flood damage, need major repairs, and are sold without warranty. Once you drive that car off the lot, any problems the car has are now your problem. Ask people you know about where they bought their vehicle and their experience. You can learn a lot from other people's experience, which can save you a lot of time and money. Do not be shy about it. People usually enjoy sharing their experiences with others, whether they be good or bad. Know what your budget is before you start shopping for a car. This way, you can avoid any letdown when you find a car that you like but cannot afford. Do not spend anything more than 20 percent of your income on all the household vehicles, including the cost of insurance. Be sure to check out the insurance cost first if you have a few cars in mind that you'd like to look at. People tend to forget about the cost of insurance until after they've made a purchase. This can lead to having a larger monthly bill than you expected, which may make the car too expensive for your price range. There are some tricks to know when buying a car however, it does not have to be a nightmare. Find all the information you can on how to handle the purchase and tie it in with what you have learned here. 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