Need To Buy A Car? Look At This First Are you clueless as to where to begin when it comes to car shopping? Maybe you simply don't have time. Don't waste precious money and time looking for cars. Read the article below. This article has the information you need. Do not wait until you go car shopping to think about how you are going to finance your car. You need to arrive at the dealership with your car loan pre-qualified at a decent interest rate. You are almost always going to be able to get a better deal than the dealership would provide for you. Check out the maker's site if you want to customize your car. While the cars on the dealership lot may be the kind of car, you want, a number of car manufacturers give you the opportunity to customize the car a bit with color and features. It might be worth it, though you may have to wait a few weeks more to get your car. When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. It may end up saving you thousands, although be prepared to pay $100 or so for this service. When shopping for a new vehicle, consider all of your options. There are many used cars that have extremely low miles and rock bottom prices. The ones to look for are the ones that have been returned and leased. These cars have been serviced at the dealership and usually have plenty of factory warranty protection left. Give your bank a call prior to shopping for one to see if you can obtain a loan if you think you need a new car. This is vital for your security. Though dealership finance departments may be able to secure a lower rate for your car loan, consulting with outside banks is a good way to get a ballpark idea of what you will pay. Find out how much it will cost to insure a specific vehicle before you purchase it. Insurers charge a lot more to insure sports cars than other vehicles. Even the color of the car can influence the insurance cost. To guarantee that you are not surprised once you have already paid for the car you must do your research. Do not be turned off from a car because it is used. Most people would like nothing more than to buy a brand new, shiny car. But, is this really feasible for your financial situation? Many used cars are perfectly fine and will not break your back nearly as much as a new car will. Many people who have bad credit end up at a buy-here pay-here dealership. Be very careful of these types of dealers. Usually they buy cars at auction for little money and the majority of the money they make is off of the high interest rates they charge. If you have any choice, always get a loan from a bank, not the dealership. Do not forget to calculate the cost of owning a car when you are working out a budget. For example, a vehicle that costs more but gets better mileage may be cheaper over the long run than a less-expensive car with poor fuel economy. You should also include resale insurance and value premiums in your calculations. If you know what kind of car, you want, and you know what dealership you want to go through, give them a call before you go. This way, the dealer can have the car ready for a test drive when you get there. It will save you and the dealer time that could be spent negotiating. Before embarking on the negotiation process, educate yourself about incentives. Know about rebates, loan rates, incentive programs, trade-in values and warranties. If you know what they are offering before you walk into the dealership to buy your car, you will be able to haggle better. Never settle for the price that's set for the car when you're shopping for one. You must be a great negotiator and try to knock a little off the price. Every car dealership knows that they're going to have to negotiate anyway, so they make the car seem like it costs more than they'd settle for. If you wait until the next day, do not fall for the sales pitch that the deal will not be available. If not a better one the next day, more times than not, you will be able to walk back into the dealership and get the same price. Walk out the door and come back the next day if you feel that the salesman is pressuring you. If you have flexibility, try to wait for a promotion with low interest. If you are really patient, you may even be able to find zero interest periods. This will make the total price you pay for your car be significantly less than you planed to pay. Keep an eye out for local dealerships running this. Don't ever buy a car the first day you find it and check it out. Give yourself at least a day to sleep on it and think of anything else you can to help you secure a better deal. Waiting with patience will fare you much better in the long run. Call in advance for specific makes and models. Salespeople will try to sell you the car at all costs if they have them available. If you are truly interested in a particular model that they do not have, it is a waste of time to go there. Give them a call to avoid this hassle. You will have your car for a while, pay a little more to get a few more options, if you think. In the long run, it will benefit you to have what you want. If you don't, you may add on later and pay even more money. For example, getting a navigation system included will generally cost you less than picking one up in the future. Now that you know more on the subject of car shopping, you can put the advice into practice. Don't allow yourself to go shopping for a car without first considering the advice you read. Who knows, you may just find the car you have always wanted now. 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