Tips Y Ou Should Know About Car Purchasing There is no denying the fact that purchasing a car can be a nerve-wracking, stress-filled experience. It pays to acquire a bit of knowledge on the subject, before you make a decision and spend a great amount of money on a vehicle. Keep the tips that follow close at hand, and you will have what it takes to make an optimal decision. You should always get a CarFax report if you are in the market for a used car. If the car has been in an accident, the CarFax report will let you know. If the car has been in an accident, you probably want to keep searching and not buy that car. Never buy a car on your first purchase to the showroom. Every car dealer will try to get you to walk out with a new set of keys in hand. While this may be tempting, understand that this is a big purchase. Take your time shopping around and make sure that the deal you're being offered is really the best one for you. Do not buy a car just because it is a good deal. You have to live with this car after you take it home, so it needs to be something that you really like and that works for your and you family. You also need to make sure you can really afford it. Before you get there, figure out how much you can afford on a car payment. Your eyes will be big, and you will be willing to pay anything to get what you want, if you wait. Start out with a firm figure and do not allow yourself to be moved by anything the salesman says. Be careful about who you give your precious social security number to. Dealers run your credit as soon as they are able to. If, in the end, you decide to purchase elsewhere, you may not get the best deal if too many dealerships have run a credit check on you. Wait until you know you have a deal ironed out before you offer your Social Security number. Never agree to pay the asking price! There are few cars for sale out there that do not have some room for negotiation in the price. When you have researched the vehicle, inspected it and given it your approval, negotiate the final price based off your findings. Do not settle on a price until you are happy with your investment. When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. It may end up saving you thousands, even though be prepared to pay $100 or so for this service. Due diligence should be exercised when planning your car budget. It is imperative that you take a realistic and full look at your budget. Not only must you consider a car payment, you must also consider insurance, maintenance and gas for the vehicle. There is nothing worse than having a vehicle that you cannot afford to drive. Find out all you can about rebates. You can either get a cash rebate, low loan interest rate or the dealer themselves gets the rebate in cash. It is the manufacturer who offers these rebates, not the dealership. This will only be available on cars available on the lot, of course. If you know what kind of car, you want, and you know what dealership you want to go through, give them a call before you go. This way, the dealer can have the car ready for a test drive when you get there. It will save you and the dealer time that could be spent negotiating. Offer to purchase a car on the spot if the dealer will meet your price requirements. Offer a price that is reasonable, usually at or slightly above invoice. Come armed with information about how you came to this price, and ask for a commitment in writing that they agree to it. If you are a female shopper and feel as though the dealership is looking down on you, exercise your right to shop elsewhere. Many dealers still have the idea that women are uninformed emotional shoppers. Prove them wrong by informing yourself and dealing only with salesmen who respect you regardless of gender. When purchasing a car, be wary of the age and mileage warranty of the vehicle. In most cases, you are likely to hit the mileage first so make sure you understand exactly how long you are likely to be covered before making a decision on what vehicle you will purchase. Stand firm on your down payment. Cars can be sold with no down payment however, some money down will help the final cost. Be wary of sellers who ask you to increase your down payment. This extra money will typically only go into the pocket of the salesperson and dealership, and does not help your bottom line. Ask people you know about where they bought their vehicle and their experience. You can learn a lot from other people's experience, which can save you a lot of time and money. Do not be shy about it. People usually enjoy sharing their experiences with others, whether they be good or bad. Know what your budget is before you start shopping for a car. This way, you can avoid any letdown when you find a car that you like but cannot afford. Do not spend anything more than 20 percent of your income on all the household vehicles, including the cost of insurance. Once you narrow your list down to a few models, go for a long test drive. Test the cars on literally every surface you plan to drive them on. Take it on the highway, city streets, park it in a crowded mall parking lot, drive it to the school, your work, your home. This is the only way to truly know what it offers. There are some tricks to know when buying a car however, it does not have to be a nightmare. Find all the information you can on how to handle the tie and purchase it in with what you have learned here. 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