Tips And Tricks For Shopping For Cars Shopping for a car should be fun. It's not only fun to drive your new car, but buying it is fun too. This isn't necessary, although people often associate negative emotions with car purchases. Use the advice offered below to help make the process more enjoyable. Secure your financing online prior to setting foot in a dealership. One reason car purchases take so long is because of the whole financial part. If you already have a loan when you walk through the door, you will have a much faster transaction. Before the deal is finalized, never turn over your trade-in keys to the salesperson. Some pushy salespeople will hang onto them in an effort to pressure you into hearing them out, even after you have turned down a deal. Keep the keys in your possession and only hand them over when the deal is done. When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. It may end up saving you thousands, although be prepared to pay $100 or so for this service. Research trade-in prices before turning over your older vehicle. Be armed with the proper value ahead of time if you are planning on trading in your current vehicle to go towards the purchase price of your new one. Checking prices online or using the Kelley Blue Book. Just make sure you are checking the wholesale price, not retail. Test drive your proposed vehicle without fail. No matter how perfect the car looks, you must test drive it. There is no substitute for the actual experience of driving the car. The car may not be what it's cracked up to be, and this is the only way you can find out. Make sure you stay silent about any trade-ins. Wait to discuss your trade-in until after you have negotiated the sales price of your new car. The value of the trade -in will almost certainly be added into your purchase price if they know you have one before you start negotiating. Before buying your car, talk to your friends and neighbors. Ask what their experience was like with various dealerships, and visit only the dealerships that you are hearing positive things about. This can save you a lot of hassle while you are shopping and make your car buying experience that much more pleasant. Before you purchase it, find out how much it will cost to insure a specific vehicle. Insurers charge a lot more to insure sports cars than other vehicles. Even the color of the car can influence the insurance cost. Once you have already paid for the car you must do your research to guarantee that you are not surprised. Never dress up to go to a car dealership. If you are draped in expensive clothing, it will be harder to make a deal and convince someone you deserve a better price on a vehicle. While you want to appear neat and clean, do not wear anything that will make you look more well off than you are. Do not base your car buying decision solely on price. While price is certainly important, so is the reputation of the dealership. You want to find a place that is known for great customer service and standing behind the cars they sell in case you have any problems down the road. Check a vehicle's overall consumer rating before you make a purchase. The great thing about consumer reports is that you can save yourself from making a bad purchase very easily. These reports can tell you how much you should expect to spend on repairs and how long the vehicle will last on average. If you are thinking about buying a car that is still under warranty. You need to make sure that whatever is left of the vehicle warranty is in writing. You don't want to purchase a car only to find out that the warranty has been void, leaving you paying extra for nothing. If you're buying a used vehicle, you need to make sure you get a record of any accidents it may have had with previous owners. Just because a car looks good doesn't mean that it's in tip-top shape. The dealerships have a nasty habit of making things look better than they really are. When you decide that it's time to start car shopping, it's a good idea to figure out how much you can pay for a car. It's important to look at how much the car is going to cost you overall, not just the monthly payments. It's easy to extend your term so that your monthly payment is affordable, but you may be seriously overpaying for the car this way. Be sure to check out the insurance cost first if you have a few cars in mind that you'd like to look at. People tend to forget about the cost of insurance until after they've made a purchase. This can lead to having a larger monthly bill than you expected, which may make the car too expensive for your price range. Talk with an insurance company and have them on standby for your purchase. You can't drive an uninsured car off the lot and you do not want the insurance that the dealerships offer. Instead, when they propose their insurance, simply hand them your provider's card and ask them to call. If you have a few cars in mind that you'd like to look at, be sure to check out the insurance cost first. People tend to forget about the cost of insurance until after they've made a purchase. This can lead to having a larger monthly bill than you expected, which may make the car too expensive for your price range. There are some tricks to know when buying a car however, it does not have to be a nightmare. Find all the information you can on how to handle the tie and purchase it in with what you have learned here. 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